Why this is attractive
As a company director, you constantly weigh up how much salary to take from your company. A low salary is tax-efficient, but limits how much you can borrow privately for a home or second home. With an advance on, or a pledge of, your IPT, you finance private property as an alternative to a traditional mortgage.
- Tax-efficient pension building through your company.
- A tangible investment instead of financial products alone.
- Building assets for later, with the prospect of capital growth.
- Letting for extra income.
- Diversification of your pension assets.
The three pension options for the self-employed
IPT
Individual pension commitment: a pension plan your company sets up for you as a director. Flexible and tax-efficient.
VAPZ
Supplementary pension for the self-employed: individual pension building with a tax benefit.
POZ
Pension agreement for the self-employed: for the self-employed without a company.
Property and pension under one roof
Because we are both an estate agent and an insurance broker, we help you find the property and set up the financing through your pension plan. Also take a look at our current listings.