Individuals: pension savings
You receive a tax reduction on your pension savings deposits, within that year's legal limits. You choose between a savings insurance with a guaranteed return or a fund with more potential return.
Self-employed: VAPZ
Your VAPZ (supplementary pension for the self-employed) contribution is fully deductible as a social security contribution. You recover a large part of it through tax, and your future social security contributions fall too.
Company directors: IPT
Through an IPT (individual pension commitment), your company saves for your pension with a tax-deductible premium. And that pension plan can later help you buy private property.
Investing with Branch 23
Alongside pension products, we invest via Branch 23 (unit-linked life insurance) and Branch 21 (guaranteed-return life insurance), spread across renowned fund managers. With a single deposit or a fixed monthly amount.
Frequently asked questions
How much can I pay in?
The maximum amounts are adjusted every year and differ per product. We calculate the amount that gives you the greatest benefit.